Motorhome Finance To Suit Your Budget

Affordable Motorhome Finance

Rates from 10.9% APR. Representative APR 22.45%


Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 22.45%, the monthly payment would be £153.29, with a total cost of credit of £2,357.76 and a total amount payable of £7,357.76. Car Loans UK is a broker not a lender. This is an example only, all finance subject to status. Lender fees may apply.

Compare Motorhome Finance

Looking for a motorhome? You’re in good company. The motorhome and caravanning industry’s popularity has skyrocketed in recent years. We’ve put together this handy factorial outlining essential facts for you to compare motorhome finance.

This article is not financial advice. If you are looking for financial advice, you may benefit from speaking with an independent financial adviser in order to assess your financial situation. They provide insight and practical advice specific to your circumstances. For now, let’s focus on the basics, and get you better acquainted with motorhome finance.

Affordable Motorhome Finance

Use our finance calculator

Find out how much you could borrow


Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 22.45%, the monthly payment would be £153.29, with a total cost of credit of £2,357.76 and a total amount payable of £7,357.76. Car Loans UK is a broker not a lender. This is an example only, all finance subject to status. Lender fees may apply.

How Does Car Finance Work?

Car Finance

The Initial Deposit

This step isn’t always required. Although, placing down a deposit when completing a car finance agreement is highly recommended.

Mercedes Interior

Repayment Plans

Depending on the agreement that has been put in place for example HP, PCP & CS, your repayment plan may vary.

Car Finance

Contract Completion

Upon completion of your contract, you will then have a number of different options available to you. Which we will state below.

Some Motorhome Points Explained

Owning your own motorhome is an enticing option for many of us keen to explore our glorious countryside, coastlines and forests. You will be joining a growing army of happy campers and glampers. There has never been a better time to explore the UK corner to corner and get better acquainted with all the natural beauty, history, and adventure on offer. Compare motorhome financing options with Bright Loans and enjoy the open road!

A caravan is a separate vehicle towed behind your car offering detached sleeping and living quarters.

A motorhome is a self-propelled vehicle using the undercarriage of a bus or truck and provides self-contained living and sleeping area.

A campervan is also self-propelled and uses a van chassis with a smaller self-contained living and sleeping space. There is usually no partition between the driver’s area and living and sleeping quarters.

The average price for a new motorhome ranges from over £45,000 to £80,000 or more. Let’s take a closer look at popular manufacturers. A 6 berth Rollerteam will set you back around £47,000. A salubrious 4 berth Bessacar costs a cool £80,000.


A healthy used motorhome market offers well-maintained options, too. You can expect these motorhomes to have traveled 12,500 miles on average. Second-hand motorhomes offer you a typical saving of just under 25% from the showroom ticket price.


The silver lining? Motorhomes retain their value extremely well. They do not depreciate as fast as other vehicles, such as your car. Experts say well-maintained motorhomes maintain a solid 70% of their original market price after three years.

If you stumble across the motorhome of your dreams offering 0% finance and repayments you can afford, you may well have landed an unrepeatable deal but do look very carefully at the terms and conditions. Motorhome finance with 0% finance means you can pay off your motorhome without paying any interest. In essence, this means you will pay the same amount as you would when purchasing with cash. At the moment 0% finance options are rare but it is possible to find highly competitive deals if you shop around with Bright Compare.

It’s arguably possible to secure 0% finance through a credit card. However, given a motorhome’s price tag you might require multiple cards with very high limits and the retailer will be charged a significant sum for the transaction: a charge they will pass onto you.. So, there are a couple of immediate pros and cons. The Consumer Credit Act offers you some protection and you may also bump up your points balance with a credit card purchase.

The downside is that dealerships really aren’t keen on credit cards for the reasons stated above, particularly if you want to pay the entire asking price this way. Moreover, 0% deals are usually time-limited after which they revert to the high interest rates usually associated with cards. Could you pay it off in time?

The Latest From Car Loans UK

Hp car finance

What Is Hire Purchase Car Finance?

Hire Purchase (HP) car finance is one of the most common forms of car finance. It allows you to buy a vehicle and pay for it over an agreed period, usually on a monthly basis. Once the last payment has been made, you will own the car outright.

Read More »

Dreams On Driveways

Car Loans UK © 2024 All rights reserved

Car Loans UK is a trading style of BMG FG (UK) LTD, a company registered in England and Wales. (Company number: 12382512, Registered Address: 4th Floor, Kingsgate, Wellington Road North, Stockport, Cheshire, SK4 1LW. We act as a credit broker and not a lender and are authorised and regulated by the Financial Conduct Authority for consumer credit FCA no.928674. Car Loans UK can introduce customers to a limited number of finance providers based on overall credit profile and we receive a commission for such introductions, this will not impact the rate you are provided. We do not charge a fee to the customer for arranging the finance. This is a fixed payment or percentage, but can vary by lender. Further information is available on request. Written quotations on request. All finance subject to terms and status Data Protection Registration No.ZA766848.