BMW Car Finance

Explore flexible finance options for BMW models including the 1 Series, 3 Series, X5 and latest electric BMW range.

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

BMW

Built around
innovation and performance

Founded in Munich, Germany, in 1916, BMW has developed into one of the world's leading premium automotive manufacturers.

With roots in the production of aircraft engines for World War I, BMW later transitioned into motorcycles and automobiles, establishing a reputation for driving enjoyment and prestige.

From the BMW 3/15 to the 3 Series, X models, M division and electric BMW range, the brand has continued to combine premium engineering with driver-focused performance.

BMW 2 Series white
1916

BMW is founded

From their initial founding as one of the oldest German manufacturers specialising in combat machines for battle, the company found their niche with cars by 1922. Their famous logo represents a propeller against a clear blue sky - paying homage to these aviation roots.

1929

BMW 3/15

BMW's automotive journey began with the BMW 3/15, marking the company's move into car production. The car featured a 750 cc four cylinder engine producing 15hp. This would be known as a 'Dixi' which would be followed by the BMW R 11 and BMW R16 in 1929, along with the WR 750 racing motorcycle.

1975

3 Series launches

The launch of the BMW 3 Series proved a pivotal moment in BMW's history. Launched originally as a 2-door sedan, the 3 series has stood the test of time to evolve over the years into its many variations - the most current of which is the G20. Now available as a 4 or 5 door in petrol, hybrid or EV...

M

M division

BMW's M division became renowned for producing some of the most respected performance vehicles on the market. Featuring heavily upgraded engines, suspension, brakes and general aerodynamics with key models including the M1, E30 M3 and then later models like the X3 M and X5 M.

2013

BMW i3

BMW embraced electrification early with the innovative BMW i3, beginning a new chapter for the brand. This model formed part of the Neue Klasse of vehicles and comprises a larger, tidy electric saloon with all-wheel drive, reaching 0-62mph in 4.7 seconds. Rapid charging technology means 250 miles of range can be added in just 10 minutes.

Today

Electric BMW range

Gen 6 battery technology underpinned BMW's wider electric range combined with futuristic design and enhanced in-car software. Key models include the i4 and i5 as well as the ix - BMW's flagship all electric SUV.

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BMW Range

Finance a BMW

BMW's range includes premium hatchbacks, executive saloons, SUVs and electric models, all built around performance, innovation and driving enjoyment.

BMW 3 Series driving in the country side
3 Series

BMW 3 Series

The 3 Series became one of the world's most successful executive cars and helped define BMW's driver-focused identity.

BMW X5 driving in the country side
X5

BMW X5

Part of BMW's successful SUV range, the X5 combines premium interiors, strong performance and everyday practicality.

BMW i4 electric car driving in the country side
Electric BMW

BMW electric range

BMW's electric range includes models such as the i4, i5 and iX, alongside the forthcoming Neue Klasse generation of EVs.

Driver-focused performance
Premium interiors
Advanced technology
Electric BMW range
Flexible finance available
BMW RECOGNITION

Performance, comfort
and innovation

BMW is no stranger to awards, industry acclaim and recognition from all corners of the globe. With its rich and varied history and diverse fleet of engaging cars, demand remains high and reviews overwhelmingly favourable.

3 Series

Best used
car

The BMW 3 Series was named Britain's Best Used Car by Auto Express, reflecting the model's long-standing reputation for quality and desirability.

iX3

Top Gear
award

The all-new BMW iX3 was awarded Top Gear's Car of the Year for its technology, performance and innovation.

Motoring journalists consistently praise BMW for delivering an engaging driving experience. Reviews frequently highlight the balance between performance, comfort and efficiency that has become a hallmark of the brand.

Compared with rivals such as Infiniti, Audi and Mercedes-Benz, BMW vehicles are often regarded as the more driver-focused option. Strong performance, premium interiors and advanced technology continue to make BMW a popular choice among UK motorists.

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HP and PCP finance options

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

BMW Finance Options

Types of BMW car finance options

Whether you're interested in a BMW 1 Series, 3 Series, X5 or one of the latest electric BMW models, flexible finance solutions such as PCP and HP can help make ownership more affordable.

BMW 5 Series White

Hire Purchase is a straightforward way to finance a BMW if you want to work towards owning the vehicle outright. You pay an initial deposit followed by fixed monthly payments over an agreed term.

Once all payments have been made, including any option-to-purchase fee, the BMW becomes yours. This can suit drivers who want long-term ownership of models such as the 1 Series, 3 Series, X5 or electric BMW range.

Monthly payments and interest rates depend on your personal circumstances, credit profile, deposit and chosen vehicle. Missing payments may affect your credit score and could result in the vehicle being repossessed.

At CarLoansUK, we can help find a BMW finance option that suits your circumstances.

Personal Contract Purchase can be a popular choice for BMW drivers who want lower monthly payments and more flexibility at the end of the agreement.

With PCP, part of the vehicle cost is deferred into an optional final payment, often called a balloon payment. At the end of the agreement, you can pay this to own the BMW, return the vehicle, or part exchange it for another car.

PCP agreements usually include mileage limits and vehicle condition requirements, so it is important to choose terms that match how you plan to use the car.

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

CAR LOANS UK: HOW DOES IT WORK?

A step by step guide:

Our aim at Car Loans UK is to find you the perfect vehicle and finance plan. Our experienced consultants do the hard work,
saving you the time and effort. We will actively source you the ideal used car and finance package from our panel of lenders.

STEP 01 ⸺

FILL IN
DETAILS

Fill in your details using the form above or click here to begin the process.

STEP 02 ⸺

WE FIND YOUR
PERFECT CAR

 We find you the perfect used car. Whether you have a specific make or model in mind, or just want a 5-door family car with air conditioning, our team will find the right car for your needs.

Step by step 3. New

STEP 03 ⸺

SOURCE
FINANCE

We work with a panel of UK lenders to try and find you a finance agreement and payment plan that suits your budget. We carry out the relevant checks and keep you informed every step of the way.

So, let Car Loans UK take the strain of searching for a new car and finance plan away, and begin your journey today.