Kia Car Finance

Explore flexible finance options for Kia models including the Picanto, Sportage, Niro and award-winning EV9.

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

Kia

Value, reliability
and innovation

Founded in South Korea in 1944, Kia has transformed itself from a small industrial manufacturer into one of the fastest-growing automotive brands in the world.

Today, Kia is recognised for its excellent reliability, strong value for money and increasingly innovative electric vehicle range.

From affordable and practical early models to the Sportage, Niro, EV6 and EV9, Kia has developed a strong reputation for quality, technology and everyday usability.

Kia Sportage
1970s

Passenger cars

Kia entered the automotive industry during the 1970s, producing its first passenger vehicles before expanding globally throughout the 1990s.

UK

Pride and Rio

In the UK, Kia initially gained popularity through affordable and practical models such as the Pride and Rio.

Sportage

Best-selling SUV

The Kia Sportage proved particularly important, becoming one of Britain's best-selling SUVs and helping grow the brand's appeal. "It does a job and it does it reliably and well", Jeremy Clarkson summised.

Warranty

Seven-year warranty

Kia's seven-year warranty helped establish confidence among buyers and remains one of the industry's strongest manufacturer guarantees.

2022

EV6 wins

The Kia EV6 was crowned European Car of the Year 2022, reflecting the brand's rapid progress in electric mobility.

Today

EV9 leads the range

The EV9 has collected numerous international awards for innovation and design, establishing Kia as a major player in electric mobility.

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Kia Range

Finance a Kia

Kia's range combines value, practicality and modern technology across city cars, family SUVs, hybrids and award-winning electric vehicles.

Kia Picanto driving IN THE COUNTRY SIDE
Picanto

Kia Picanto

A practical city car offering strong value for money, compact usability and the reassurance of Kia's long warranty coverage.

Kia Sportage driving IN THE COUNTRY SIDE
Sportage

Kia Sportage

One of Britain's best-selling SUVs, the Sportage combines family practicality, modern design and generous equipment levels.

Kia EV6 driving IN THE COUNTRY SIDE
EV Range

Kia EV range

Kia's electric range includes models such as the e-Niro, EV6 and EV9, praised for range, technology and everyday practicality.

Excellent reliability
Strong value for money
Seven-year warranty
Award-winning EVs
Flexible finance available
KIA RECOGNITION

Value, quality
and electric progress

The Kia e-Niro, EV6 and EV9 have received widespread praise for their range, technology and practicality.

EV6

European Car
of the Year

The Kia EV6 was crowned European Car of the Year 2022, helping establish Kia as a serious player in electric mobility.

EV9

Electric SUV
recognition

The EV9 has collected numerous international awards for innovation and design and has been recognised as one of the most impressive electric SUVs currently available.

Recent reviews from Top Gear, Auto Express and What Car? consistently praise Kia's combination of quality, affordability and advanced technology.

Compared with rivals such as Hyundai, Nissan and Volkswagen, Kia vehicles are often praised for their value, generous equipment levels and long warranty coverage. While some competitors may offer more premium badges, Kia continues to provide exceptional value for money.

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HP and PCP finance options

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

Kia Finance Options

Types of Kia car finance options

Whether you're considering a Kia Picanto, Sportage, Niro or EV9, PCP and HP finance options can help make driving a new or used Kia more affordable.

Kia Rio white

Hire Purchase is a straightforward way to finance a Kia if you want to work towards owning the vehicle outright. You pay an initial deposit followed by fixed monthly payments over an agreed term.

Once all payments have been made, including any option-to-purchase fee, the Kia becomes yours. This can suit drivers who want long-term ownership of models such as the Picanto, Sportage, Niro or EV9.

Monthly payments and interest rates depend on your personal circumstances, credit profile, deposit and chosen vehicle. Missing payments may affect your credit score and could result in the vehicle being repossessed.

At CarLoansUK, we can help find a Kia finance option that suits your circumstances.

Personal Contract Purchase can be a popular choice for Kia drivers who want lower monthly payments and more flexibility at the end of the agreement.

With PCP, part of the vehicle cost is deferred into an optional final payment, often called a balloon payment. At the end of the agreement, you can pay this to own the Kia, return the vehicle, or part exchange it for another car.

PCP agreements usually include mileage limits and vehicle condition requirements, so it is important to choose terms that match how you plan to use the car.

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

CAR LOANS UK: HOW DOES IT WORK?

A step by step guide:

Our aim at Car Loans UK is to find you the perfect vehicle and finance plan. Our experienced consultants do the hard work,
saving you the time and effort. We will actively source you the ideal used car and finance package from our panel of lenders.

STEP 01 ⸺

FILL IN
DETAILS

Fill in your details using the form above or click here to begin the process.

STEP 02 ⸺

WE FIND YOUR
PERFECT CAR

 We find you the perfect used car. Whether you have a specific make or model in mind, or just want a 5-door family car with air conditioning, our team will find the right car for your needs.

Step by step 3. New

STEP 03 ⸺

SOURCE
FINANCE

We work with a panel of UK lenders to try and find you a finance agreement and payment plan that suits your budget. We carry out the relevant checks and keep you informed every step of the way.

So, let Car Loans UK take the strain of searching for a new car and finance plan away, and begin your journey today.