Car Finance London

Helping drivers across London access car finance through our panel of trusted UK lenders.

Buy from any verified dealer

No deposit options

No obligation quote

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

LONDON CAR FINANCE

Helping drivers across Greater London

Whether you're commuting across Greater London, travelling for work or looking to upgrade your current vehicle, having access to reliable transport remains important for many motorists living both inside and outside of the city

At Car Loans UK, we help drivers throughout London and the surrounding boroughs access vehicle finance through our panel of UK lenders. Whether you're purchasing your first vehicle, replacing an older car or exploring options following a previous decline, we're here to help.

Our straightforward online application process makes it easy to explore available finance options from wherever you are.

Greater London Commuting across Greater London
London boroughs Helping drivers throughout London and the surrounding boroughs
UK lenders Through our panel of UK lenders
Online application Explore available finance options from wherever you are
TRUSTED BY UK DRIVERS

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Thousands of happy customers have trusted us to help them find the right car finance solution.

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LONDON DRIVERS

Car finance for London drivers

Many London residents travel throughout the capital and surrounding counties each day, making dependable transport an important consideration.

Financing a newer vehicle can help spread the cost of upgrading while maintaining manageable monthly repayments and access to modern vehicle technology.

Greater London
Surrounding counties
Modern vehicle technology
Manageable monthly repayments
FINANCE OPTIONS

Financing your next car

HP finance and PCP finance remain among the UK's most popular ways to spread the cost of purchasing a vehicle.

HP offers fixed monthly repayments and a straightforward route towards ownership, while PCP can provide additional flexibility and potentially lower monthly payments.

For more information, visit our HP Finance and PCP Finance guides.

We can also help with:

Used car finance
No deposit applications
Bad credit car finance
Self-employed applicants
Hybrid and electric vehicle finance

Car Loans UK is a credit broker, not a lender. Rates from 10.9% APR. Representative 21.6% APR (fixed).

Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Car Loans UK is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

BUYING A CAR IN LONDON

Buying a car in London: what to consider

London is one of Europe's largest and busiest cities, with motorists balancing urban driving, motorway travel and changing transport requirements.

Many drivers look for vehicles that offer a combination of efficiency, comfort and premium features. Models from manufacturers such as BMW continue to appeal to motorists seeking refined driving experiences alongside strong reliability credentials.

Before beginning your search, it's important to consider your monthly budget, expected mileage and how long you intend to keep the vehicle.

BAD CREDIT CAR FINANCE

Bad credit car finance London

Previous financial difficulties don't automatically prevent you from obtaining vehicle finance.

Our lender panel considers applications from people with a variety of financial circumstances and credit backgrounds.

AUDI A1 2020
Apply Online With Car Loans UK

See what car finance options may be available

Our simple online application can help you explore options for a range of credit backgrounds, with decisions available quickly.

Apply in as little as
60 seconds
Apply Now

CAR LOANS UK: HOW DOES IT WORK?

A step by step guide:

Our aim at Car Loans UK is to find you the perfect vehicle and finance plan. Our experienced consultants do the hard work,
saving you the time and effort. We will actively source you the ideal used car and finance package from our panel of lenders.

STEP 01 ⸺

FILL IN
DETAILS

Fill in your details using the form above or click here to begin the process.

STEP 02 ⸺

WE FIND YOUR
PERFECT CAR

 We find you the perfect used car. Whether you have a specific make or model in mind, or just want a 5-door family car with air conditioning, our team will find the right car for your needs.

Step by step 3. New

STEP 03 ⸺

SOURCE
FINANCE

We work with a panel of UK lenders to try and find you a finance agreement and payment plan that suits your budget. We carry out the relevant checks and keep you informed every step of the way.

So, let Car Loans UK take the strain of searching for a new car and finance plan away, and begin your journey today.